
Loans and Financing for Retail Businesses
Get breathing room with simple, fast, economical funding
As a retail leader, you always have multiple balls in the air. While you’re a skilled juggler, you don’t want a seasonal blip to cause one or more balls to come crashing down.
Retail’s competitive environment means you must have an on-trend inventory that changes with every season. Throw in the cost of an efficient inventory system. Add the need to compete with big-box stores. Soon, you’re getting calluses from all the juggling.
It doesn’t have to be this way. The right financing for your business is a short toss away.
Increase your juggling power with Clara Capital’s financing solutions for retail businesses.

You’ll be able to:
- Increase purchasing power through bulk buying
- Invest in seasonal inventory
- Open new locations
- Renovate and update brick-and-mortar stores
- Hire more seasonal staff
- Buy new equipment and upgrade technology
When you work with Clara Capital,
you’ll experience:
- Custom-tailored approvals
- Quick, hassle-free access to funds
- Low APR
- Flexible monthly payments
Financing options for retail companies:

Line of credit*
* Best products for the retail businesses

Revenue-based financing

Term loan*
* Best products for the retail businesses
All you need to qualify is:
- 6 months in business
- 525+ FICO score
- $150k in annual revenue
- 6 months of business bank statements
How do I apply?
- Click here to fill out our 1-page application
- Send us your past 3 months of business bank statements
- A dedicated Clara Capital Finance Specialist will reach out to discuss your options
* Please note: Credit approval, requirements, and actual terms (including actual loan amount and rate), are subject to Clara Capital and its affiliates’ credit standards and may vary by applicant.